Terms of Service

You may use the Site only for lawful purposes. You agree not to misuse the Site, interfere with its operation, or attempt unauthorized access.

Insurance products are offered through licensed insurance agents/producers. This Site is a solicitation for insurance; a licensed agent may contact you. Product availability, features, riders, guarantees, and rates vary by state and carrier and are subject to underwriting approval and the issuing carrier's terms and claims-paying ability. Not all applicants will qualify, and nothing on this Site is a guarantee of coverage. Licensing and product availability vary by state.

Any references to income, earnings, commissions, or business results are illustrations only, are not typical, and are not a guarantee of future results. Building an insurance business requires effort, skill, and licensing, and individual results vary widely.

All content on the Site (text, images, logos, designs) is owned by Locke Insurance Inc. or its licensors and may not be copied or used without permission.

If you submit reviews, testimonials, photos, or other content, you grant us a non-exclusive, royalty-free license to use it in connection with our business, and you confirm you have the right to share it.

The Site is provided "as is" and "as available" without warranties of any kind, to the fullest extent permitted by law.

To the fullest extent permitted by law, Locke Insurance Inc. will not be liable for any indirect, incidental, or consequential damages arising from your use of the Site.

You agree to indemnify and hold Locke Insurance Inc. harmless from claims arising out of your misuse of the Site or violation of these Terms.

These Terms are governed by the laws of the state in which the business is principally located, without regard to conflict-of-law rules.

We may update these Terms and will post the new effective date here.

Derrick@lockeinsuranceinc.com.